Court Approved Structured Settlements
Every transaction is reviewed and approved by a judge. We make the process simple, transparent, and fully compliant.
Get Your Instant OfferHow the Court Approval Process Works
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Step 1
File the Petition
Once you accept your offer, we file a legal petition with your state court to begin the approval process.
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Step 2
Judge Reviews
A judge reviews your paperwork, makes sure the offer is in your best interest, and ensures legal compliance.
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Step 3
Court Hearing
Some states require a brief hearing. You may join by phone, Zoom, or in person. We'll walk you through everything.
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Step 4
Approval
Once approved, your Early Payout is typically released within 5–7 business days. If requirements aren't met, it may take longer.
✅100% State & Federal Compliant
"I was nervous about the court process, but SmarterPayouts explained everything and made it easy. The judge even commented on how well-prepared I was!"
Court Approval FAQ
Do I have to appear in court?
In some states, yes. You may be able to appear by phone or Zoom. We'll prepare you for what to expect.
How long does court approval take?
Most approvals are completed in 3–6 weeks, depending on your state and court schedule.
What if the judge has questions?
Our team will help you prepare and answer any questions. The process is designed to protect you.