How to Sell a Structured Settlement

A step-by-step guide to selling your structured settlement legally, safely, and efficiently.

Last Updated: June 3, 2025

Understanding the Process

Selling your structured settlement is a legal process that requires court approval. Here's what you need to know:

Key Points:

  • ✅ Legal and court-approved process
  • ✅ Typically takes 30-45 days
  • ✅ No upfront fees or obligations
  • ✅ Professional guidance throughout

Step-by-Step Guide to Selling Your Settlement

1

Get Your Quote

Start by using our free calculator to get an instant quote. You'll need:

  • Your payment schedule
  • Remaining payment amounts
  • Payment dates
Get Your Instant Quote
2

Review and Accept Your Offer

Once you receive your quote, review it carefully. Our team will explain:

  • Your total payout amount
  • Any fees or costs
  • Payment options
  • Next steps in the process
3

Complete the Paperwork

After accepting your offer, we'll help you complete the necessary paperwork:

  • Sale agreement
  • Court petition
  • Financial disclosure forms
  • Other required documents
4

Court Approval Process

The court will review your case to ensure the sale is in your best interest:

  • Independent advisor review
  • Court hearing
  • Judge's approval
  • Final order
Learn More About Court Approval
5

Receive Your Payment

After court approval, you'll receive your payment through your preferred method:

  • Direct deposit
  • Wire transfer
  • Paper check

Common Questions About Selling

The amount you receive depends on your payment schedule, remaining payments, and current market rates.Use our calculator to get an instant quote for your specific settlement.

You'll need your settlement agreement, payment schedule, and identification. Our team will guide you through all required documentation.

There are no upfront fees. All costs are transparently disclosed in your quote and deducted from your final payment amount.

Related Resources

State Laws & Requirements

Learn about structured settlement laws in your state.

View State Laws

Court Approval Process

Detailed guide to the court approval process.

Learn More