No personal information required • Instant responses • Completely confidential
Most companies hide their pricing to maximize profits at your expense. Here's exactly why they don't want you to see upfront costs:
Without transparency, they inflate prices 15-30% above market rates
By hiding pricing, they discourage you from shopping around
They rely on aggressive phone calls and pressure tactics
Get transparent, market-based pricing before you commit. Compare offers intelligently and make informed decisions about your structured settlement.
Unlike traditional companies that hide pricing to maximize profit margins, we provide upfront quotes based on current market averages. No surprises, no hidden fees, no pressure tactics.
Our AI-powered platform calculates offers based on real market data and industry averages, not inflated profit targets. You get competitive rates that reflect true market value.
Get multiple quotes instantly and compare offers side-by-side. Traditional companies discourage comparison shopping because they rely on information asymmetry to maximize profits.
Research and compare at your own pace. No aggressive sales tactics, no phone calls, no personal information required. Many traditional companies use high-pressure sales because they need to close deals quickly.
We purchase future structured settlement and annuity payments for a lump sum. Our platform answers questions about the process, court approval, and state laws, and it shows upfront pricing without collecting email or phone. You can review quotes and options privately before choosing to engage.
We show you a minimum and maximum payout range based on your payment details so you understand the realistic spread before deciding.
We clearly explain how pricing works and do not add undisclosed company fees on top of your court-approved transfer terms.
Our offer ranges are based on discount rates informed by past court-approved transactions and market conditions, and we can walk you through the numbers in plain English.
Transfers go through a court approval process, and we strongly encourage, and in many states the law requires, independent professional advice from your own attorney or advisor.
Get instant valuations online without phone calls or sharing sensitive personal details upfront. You control when and how we contact you.
Seeing how much your payments might be worth does not obligate you to sell anything, and there is no penalty if you decide not to move forward.
Mint is an AI assistant that provides instant, accurate structured settlement quotes through natural conversation — no phone calls, no forms, and no personal information required.
Describe your payment structure in plain English and Mint calculates what those payments are worth in today's market. It handles guaranteed, life-contingent, stepped, balloon, and COLA-adjusted payments. For a deeper look at how present-value math and discount rates work, visit the AI calculator page.
All conversations are encrypted and anonymous — no accounts, no contact details. You choose if and when to connect with a specialist. Learn more about the court approval process or get a formal quote when you are ready.
Mint is available 24/7, covers all 50 states, and stays current with market rates and regulatory changes so every answer reflects today's conditions.
Educational resources and transparent information are fundamental to making informed structured settlement decisions. Quality calculators provide not just numbers but comprehensive explanations of how calculations are performed, what factors influence valuations, and what options are available. This educational approach empowers you to understand your choices fully and make decisions based on complete information rather than limited knowledge or high-pressure sales tactics.
Step-by-step guidance through the evaluation process helps you understand each stage of analyzing your structured settlement options. From initial assessment through final decision-making, clear explanations of each step ensure you understand what's happening and why. This systematic approach reduces confusion and anxiety while building confidence in your decision-making process.
Regulatory compliance and legal requirements vary significantly by state, and quality calculators incorporate these variations into their analysis and recommendations. Understanding the legal framework governing structured settlements in your state helps you prepare for the court approval process and ensures that any transfer proceeds smoothly and efficiently. Educational resources should explain these requirements clearly and help you understand what to expect.
Professional guidance complements automated calculations by providing personalized advice and answering specific questions about your situation. While calculators provide valuable initial insights, experienced professionals can address complex scenarios, explain nuances, and help you navigate challenging decisions. This combination of technology and human expertise ensures you have access to both immediate information and personalized support.
Comparison tools and scenario analysis help you evaluate different options and understand the implications of various decisions. Quality calculators allow you to compare selling all versus part of your payments, different timing options, and various purchasing companies. This comparative analysis helps you identify the approach that best serves your specific needs and circumstances.
Ongoing support and follow-up ensure that you have access to assistance throughout the entire process, from initial evaluation through final completion of any transfer. This includes help with paperwork, court procedures, and addressing any questions or concerns that arise. Comprehensive support reflects a commitment to your success and satisfaction rather than just completing a transaction.